HOW WE INVEST

Our Portfolios are managed according to the covenants of Modern Portfolio Theory (MPT) and adhere to four key elements:

  1. Strategic asset allocation as our core philosophy as apposed to a tactical or dynamic allocation approach.

  2. A commitment to broadly diversified, global portfolios with passive or passive-leaning underlying investments.

  3. Strong adherence to Nobel Prize-winning academic research that has identified certain risk “factors” for which investors might expect to earn a higher return over time.

  4. Use of low-cost underlying investments whenever possible.

HOW WE DO IT

DEVELOP A PLAN

Developing a plan to ensure that your retirement savings last, giving you peace of mind that your future is secure.

SAVE TAXES

Constructing a strategic withdrawal approach that meets your needs.

PRESERVE CAPITAL

Implementing a conservative wealth management investment approach built on your goals.